The best hotel credit cards can help you save money on the hotels you need, while simplifying the process of searching for and booking a hotel. We reviewed many different hotel credit cards to find the best ones for your upcoming travel. Based on our exhaustive study, these are the best hotel credit cards in 2022: Before you commit to a credit card, be sure to check out our lists of 2022’s best no annual fee credit cards and rewards credit cards for vacation rentals. To simplify your travel, there are additional perks, like up to $100 toward Global Entry and TSA PreCheck® Credit, plus 10x the miles on your hotel and rental car and 5x the miles on flights when you book through Capital One Travel. All other purchases earn you 2x the miles for extra earnings. However, watch out for that annual fee that will cost you almost $400 per year. Pros:
Excellent rewardsGenerous intro offerAnniversary bonus
Cons
Excellent credit requiredHigh annual feeNo introductory APR
There are other travel benefits, too, such as 5x the points on travel booked through Chase Ultimate Rewards and 2x the points on your other travel purchases. Plus, there is a $50 annual hotel credit that rewards you with a free night each year. For your dining needs, you earn 3x the points on restaurants, whether it is dine-in, takeout, or delivery. Chase will help you with your grocery purchases if you prefer to eat at home, giving you 3x the points on online grocery orders, excluding wholesale clubs and other specific retailers. After dinner, settle in with a movie because you also will earn 3x the points on certain streaming services. All other purchases will give you 1 point per dollar. Pros:
Rental car coverageIntroductory pointsBonus cashback
Cons:
Annual fee appliesMust have good creditNo intro APR
Cardholders receive an automatic silver membership, which provides such member exclusives like airport transfers, complimentary breakfast, and free Wi-Fi. Up to $600 of cell phone protection is also available when you pay your bill with your card. Pros:
Robust rewardsNo annual feeTravel protection
Cons:
No anniversary nightsNo bonus categoriesExpiration date for rewards
All information about the Hotels.com Rewards Visa Credit Card has been collected independently by ZDNET.com. The issuer did not provide the content, nor is it responsible for its accuracy. There are other ways to earn, too. When you spend a minimum of $6,000, you will get 3x the points on your first $6,000 spent on groceries, gas, and dining. This is in addition to 2x the points for every dollar you spend on your card. As a new cardmember, you will earn 3 Free Night Awards (valued up to 50,000 points per night) when you spend $3,000 within the first three months of having the card. There is an annual fee, but it’s only about $100, which is largely affordable compared to other credit cards. Pros:
Introductory offerGenerous point systemImmediate Elite status
Cons:
Must book with MarriottAnnual feeRestrictions apply
To keep you entertained during your travels, there is a digital entertainment credit that is worth $240 and covers many of your favorite services, like Audible, Disney+, Hulu, and SiriusXM. If you are a Walmart+ customer, you can receive up to $155 back for your monthly membership fees. You can also shop at Saks with up to $100 in statement credits each year. You also receive access to the American Express Global Lounge Collection with additional privileges for the Priority Pass™ Select lounge when you sign up in advance. As far as points, you receive 5x the points on flights, up to $500,000, plus 5x the points for hotels booked through AmexTravel.com. All other purchases earn 1x the points on your other purchases. However, the annual fee is expensive in typical Amex fashion, costing almost $700. Pros:
Introductory bonus pointsGenerous rewardsSavings for popular merchants
Cons:
Very high feeLimited categoriesMust have good credit
We regularly review hundreds of hotel credit cards to find the very best hotel credit cards in 2022. These are some considerations to help you find the right credit card for your family:
Consider the hotel chain. From Marriott to Hilton and even Hotels.com, the kind of hotels you can book will vary considerably from card to card. You should also consider what properties are located around the country and even the world to ensure that hotels are available wherever you plan to travel. Check fees. Things like annual and foreign transaction fees can cut into your rewards significantly, especially when they cost several hundreds of dollars each year. Instead, look for a card that offers a reasonable fee schedule for the type of card you want. Look at the APR. Your credit card’s annual percentage rate (APR) is a critical consideration in your search because it determines how much interest you will pay.Check your credit score. Your credit score is a huge factor in determining whether you are approved for a credit card or not. Certain credit cards may be more lax in their credit requirements, making getting a hotel credit card far more attainable. Other credit cards may demand excellent credit for approval, so it is important to always check to see what kind of credit is required, so you don’t risk your credit on an unnecessary - and potentially harmful - credit check.
Our expert recommendations can help save you both the time and the headache of trying to decipher which hotel credit card is best for you.
Best Western Rewards Premium Mastercard: A budget-friendly pickCapital One Venture Rewards Credit Card: Easily redeemable rewardsChase Freedom Flex℠: Choose how to redeem your rewardsDiscover it® Miles: A great option for travel milesIHG® Rewards Premier Credit Card: Best for long stays Hilton Honors American Express Surpass® Card: Something worthy of a Hilton enthusiastWorld of Hyatt Credit Card: Excellent for Hyatt fans
