However, you may not be saving as much as you could. With the best credit cards for online shopping, there are exclusive rewards and savings that you can use when shopping online. If you fancy yourself as an online shopping enthusiast, then you’ll want to take note of these best credit cards to help you and your family find the best shopping deals online. While shopping for credit cards, consider our picks for the best credit cards for groceries, the best store cards for shoppers, and the best rewards credit cards. Pros: Cons:
Higher APRRotating categories require activation
Pros:
Unlimited cash backIntroductory bonusNo annual or foreign transaction fees
Cons: You will also earn 2% cashback at grocery stores and wholesale clubs, up to $2,500, before changing to 1% cashback. You will also earn 1% cashback on all other purchases. There is a $200 online cash rewards bonus offer to get you started. Plus, there is an introductory 0% APR on purchases and balance transfers lasting 18 billing cycles, then 18.24% - 28.24% variable. There is no annual fee, either, with a competitive APR. Pros:
Introductory APRBonus intro offerRotating categories
Cons:
Must have good creditSpending caps apply
Additional rewards include 3x the points on dining, including takeout and eligible delivery services. You also earn 3x the points on online grocery orders, although Target, Walmart, and wholesale clubs like Costco are exempt. There is an annual fee, and the starting APR is a bit higher than the others on our list, but the rewards are generous after you sign up for the card. Pros:
Intro bonus offerBonus categories Tons of extra perks
Cons:
Annual fee appliesNo intro APR offer
Other categories include grocery stores, restaurants, and gas stations, taking care of your daily needs. From there, your other purchases earn an automatic 1% cashback rewards rate. As an added perk, this card skips the annual fee and instead rewards you with a 0% introductory APR on purchases for the first 15 months, then 15.74% - 26.74% variable APR. Rates as of December 15, 2022. Pros:
High rewards rateRotating categoriesCashback matching for first year
Cons:
Must activate rewardsSpending caps apply
APR: The interest rate, or APR, determines how much interest you will pay on each purchase. The lower the APR, the more money you will save on interest.Rewards: There are many rewards that you could earn, from cash back to statement credits and exclusive perks and experiences.Introductory offer: Many credit cards entice new customers with attractive introductory offers, like a low APR or special rewards that accompany a certain threshold of purchases. Credit score: Your credit score is a major factor in whether you are approved for a credit card or not. Credit card providers generally look for good to excellent credit, although there are many credit cards for bad credit. Fees: Credit card fees can vary significantly, so it is best to look for a credit card that charges no fees, like those with no annual fee or foreign transaction fees.
Capital One Walmart Rewards® Mastercard®: Best for Walmart customersCostco Anywhere Visa Card by Citi: Made for Costco enthusiastsTarget REDcard Credit Card: Best for Target fans
