Return policy for Target gift cards
The normal return policy for almost all the products of Target is near 90 days, where the customer needs to provide the receipt of the purchase and will only get a full refund when the item is in a proper re-saleable condition. The gift card return is somewhat different than the other items. Target clearly states that a gift card purchased within a year can be returned but not after that. In short, the gift cards have a return period of 1 year but the cash cannot be redeemed as cash or credit. You will need to buy something with the balance of cash left. Mobile gift cards or electronic gift cards cannot be returned, only the physical ones with a proper receipt.
Exceptions to the target return period: Return policy for Target gift cards
If you purchased an item in this category, you will have one year to return it, such as gift cards. A receipt will be required for the product for a full refund. Target Redback debit card purchases: Target has a debit card that customers can use to get a lot of discounts and many more perks than the average customer. One perk in the return section is that if you pay with the Target debit card, the return period on that item will increase by 30 days, which means that if an item has a return period of 90 days but the customer pays with the target Redback debit card, the same item will have a return period of 120 days. Holiday and limited-time purchases: the return period for these items will be stated on the bill as it is usually different from the normal one. Target won’t accept returns from international orders, both online and offline. Once it has crossed the border, the item cannot be returned.
Which items have a shorter period for return?
Electronic items and purchases have a return period of around 30 days. This does not include Apple products. All Apple products should be returned in 15 days, which does not include the mobile phones of Apple. Mobile phones of any company should be returned in 14 days, whether the purchase of the mobile was offline or via an online portal. A restocking fee of around $35 will be charged to the customer unless it is a default piece. In that case, the fee will not be charged.
How can you return the item to your target using the offline method?
The steps for returning your item by the offline method are:
You should have your receipt of the purchase. Go to the nearest target store, give the receipt to the manager or the receptionist of the store, and ask her for the return of that product. He/she will start the return process and if the product is already with you, then she will check the condition of the product, whether or not it is re-saleable, and whether the tags are proper or not, etc. But if the product is something you cannot bring to the store, like a television, and you need a truck for that, then they will come to your home and check the product condition. If everything is fine, they will fully refund your payment to you by the method you paid them, which means if you paid cash, they will repay the cash to you, but if you paid by any debit card, the amount will be transferred to your bank account.
What are the steps for returning the product online?
You will need to sign up or log in to the official website of Target. Go to the orders page and click on the item which you want to return. Click on the return item button present on the screen. They will send you a shipping label which you will need to put on the item box and take the parcel to the nearest UPS location. It will take a week for the refund to come.
Conclusion
In the end, the gift card can be returned for 1 year and the others can be returned after 90 days. There are some exceptions to this, but the general idea is this.
What is the minimum credit score required for the target debit card?
The credit score is 600 or above, which is required for the card.